Group Medical and Public Liability Insurance Schemes for Non-local Students

PolyU has already prepared a basic insurance coverage (Group Personal Accident Insurance) for students joining PolyU activities during their stay in Hong Kong. For details, please refer to the latest insurance policies on the Finance Office (FO) website: 

https://www.polyu.edu.hk/fo/internal/students/insurance-for-students/.

**Starting from Academic Year 2024/25, Non-Local Student Services Team will not provide Group Medical (GM) and Public Liability (PL) Insurance purchase and renewal services to non-local students.

Please arrange the insurances according to your needs on your own, if needed. You may reference to Register of Licensed Insurance Intermediaries when sourcing the insurances.**

For students who have purchased GM and/or PL Insurance through SAO before Sem 1 Academic Year 2023/24, brief highlights are as below:

• The Group Medical Insurance Scheme covers hospitalization medical expenses due to accidental bodily injuries. However, Out-patient consultations will NOT be covered by the Group Medical Insurance Scheme.

• The Public Liability Insurance Scheme covers legal liability for accidental third party property damage (tangible property) and/or accidental third-party bodily injury in connection with the Insured’s business.  
  
  

The details are listed below for your reference:

• Group Medical Scheme 2022-23
• Public Liability Scheme 2022-23
• Group Medical Scheme 2023-24
• Public Liability Scheme 2023-24
• Group Medical Expenses Claim Procedures
• Bupa Group Medical Claim Form
• Public Liability Insurance Claim Procedures