Insurance Coverage
PolyU acquires an overall Group Personal Accident (GPA) Insurance for Students on an annual basis. The insurance policy covers PolyU registered students against accidental death and permanent total disability as well as accidental medical expenses arising from activities organised by the University or its student organisations.
Please click HERE for the claim procedures.
AXA General Insurance Hong Kong Limited
Claims Hotline: +852 3070 5002
Email: anh.claims@axa.com.hk
Policy No.: APG/Z2949072/10/R2AG (from 1 July 2024 to 30 June 2025, both dates inclusive)
All University’s students travelling abroad for Offshore WIE are covered by the University’s Group Travel Insurance. The maximum duration of a trip is 365 days for student internship programmes.
Please refer to the respective links above for more details of the insurance coverage on the Group Travel Insurance leaflet.
Travel Insurance Certificate for applying for visa or for submission to overseas institution(s) can be issued by the insurance company upon request.
The following information is required to be submitted to the programme leader:
- Name of the traveller
- Period of travel
- Itinerary
At least five working days are required for the issue of the Travel Insurance Certificate by the insurance company upon receiving the required information by the Finance Office of PolyU.
In order to provide further protection to students engaging in WIE activities, a “Top-up GPA Insurance Policy for WIE Activities” has been taken out to cover all participating students in cases of having sustained bodily injury caused by accident during the period of insurance and in connection with all local and non-local WIE internships organised, arranged, endorsed, recognised, or approved by PolyU.
Please click HERE for the claim procedures.
Policy No.: APG/Z2957046/10/R2AG (from 1 September 2024 to 31 August 2025, both days inclusive)
Mandatory Provident Fund
Students taking internships locally should pay special attention to the Mandatory Provident Fund (MPF).
According to the Mandatory Provident Fund Authority (MPFA), except for exempt persons, employees (regular or casual) and self-employed persons who are at least 18 but under 65 years old are required to join an MPF scheme.
For details, please visit the MPFA website.
Students should also note that participation in local internship programme does not necessarily result in an employer-employee relationship, and students are advised to reach a consensus with the offering organisation on the nature of the internship and have it indicated clearly in the relevant agreement document.
The website is about MPF provisions for Hong Kong residents engaging in any salaried work.
